Getting in a car accident is bad enough when the other driver is licensed and insured. It can be an absolute nightmare if you get hit by someone who isn’t a licensed driver. Although it is illegal to drive without a license in South Carolina, that doesn’t mean people don’t do it. Every day, people get behind the wheel of a car with no license. Or, they have a license but it’s suspended or revoked. If someone without a valid driver’s license hits you, you need to call an auto accident attorney in Greenwood.
The biggest problem when you’re hit by an unlicensed driver is that there will be no insurance to pay your claim. In order to be insured, you need to be a licensed driver. Insurance companies won’t cover an accident caused by an unlicensed driver. Thankfully, South Carolina requires all auto insurance companies to provide coverage for uninsured motorists and unlicensed drivers.
Your South Carolina Auto Accident Attorney Can Help
If you’ve been hit by an unlicensed driver, call an auto accident attorney immediately. Once you receive medical treatment, you need to figure out who is going to pay your medical bills. You really only have two options. First, you can file a claim with your own insurance company. Your insurance policy covers a certain amount of damages caused by an uninsured driver. Your other option is to file a lawsuit against the other driver.
To be honest, you’ll probably need to do both of these things. Coverage limits for uninsured motorist accidents is usually quite low. They may not even cover your medical bills. If this is the case, you need to file suit against the other driver for whatever amount isn’t covered. Just keep in mind, most people who don’t have auto insurance also have no assets.
South Carolina Car Accident Lawyers Will Get You as Much Compensation as Possible
The good news is that your insurance company has to offer a minimum of $25,000 in uninsured motorist’s accidents. The bad news is, your damages may exceed $25,000. Once you add up the damage to your vehicle and your medical bills, you may be over the $25,000 mark. You then have to account for lost wages and pain and suffering. Just because the other driver wasn’t insured doesn’t mean you aren’t entitled to these things. It just means it will be harder to get it.
Your car accident attorney is going to get you as much money as possible. Once you file your claim for uninsured motorists, your attorney will check to what your unpaid damages are. If it is worth it, he will advise you to file suit against the other driver. Although the other driver probably doesn’t have enough assets to cover this amount, you can still file suit against him.
Get a Judgment Against the Other Driver In Greenwood, South Carolina
If your attorney advises you to file suit against the other driver, you should follow his advice. Chances are, the other driver may not even respond to your lawsuit. This means you will get a default judgment against him. A default judgment is as good as any other judgment. It means you have a legal right to collect the judgment amount from the defendant.
Once you have your judgment, getting your money is another story entirely. You can hope the defendant reaches out to you to make payment. However, this is not likely. You’ll probably have to collect your judgment some other way. Every state has special rules about collecting a judgment. Your car accident attorney can help you collect your judgment according to these rules.
Contact an Auto Accident Attorney in Greenwood, South Carolina
If you’ve been in an accident with an unlicensed driver, you need to contact an auto accident attorney in Greenwood. He can help you file your claim with your insurance company. He can also help you file suit against the other driver. He will do all the necessary paperwork to get you as much compensation as possible. He may not be able to enough to cover all your damages. However, he will get you as much as possible given the circumstances.
Contact an attorney today and schedule your free initial consultation. The attorney can review your case and let you know what your chances of recovery are. If he feels you don’t have a case, he will tell you upfront. No attorney wants to waste your time.