The first thing you need to do after a car accident is seek medical treatment. The next thing you need to do is file a claim against the other driver’s car insurance. In a perfect world, you would receive a check days after you file your claim. However, many times, an insurance company will deny your claim. Insurance companies aren’t in the business of approving claims. They could never survive if they did that. They deny a certain number of claims. Typically, they deny claims in cases where there is a question of fault. Or, perhaps the policy you filed your claim against wasn’t valid.
If the insurance company denies your claim, you need to call a Greenwood auto accident attorney. They will let you know what steps you need to take to appeal your denied claim.
Why Was Your Car Insurance Claim Denied?
You’re going to be upset when you learn that the insurance company has denied your claim. Don’t get upset. Don’t get angry. All you need to do is appeal your claim. You should contact a car accident attorney to help you do this. They know how to dealing with insurance companies, and how to negotiation with the insurance adjuster.
Insurance companies may deny your claim for a variety of reasons, including:
- The policy wasn’t valid
- They believe you were at fault
- The driver isn’t on the insurance policy
- They don’t believe you have injuries
- They think you are exaggerating your injuries
If you have a good car accident attorney, they will fight hard to get your claim approved. You have rights and your attorney knows the law. They will work hard to protect your rights.
A Greenwood Auto Accident Attorney Can Protect Your Rights
One of the first things your Greenwood auto accident lawyer will do is determine how strong your case is. He can also give you an idea of what your case may be worth. You need to find out how much the other driver’s policy has to pay out. How much coverage do they have? Your accident lawyer can get this information and use it to your advantage.
Know that the insurance company will do everything they can to deny your claim. They have people to answer to. They are not going to offer money on a claim until they are pushed to do so. Your car accident lawyer is the person to do this. He will contact the insurance adjuster to try to negotiate a settlement of your claim. Once the insurance company knows you have an attorney, they may be less inclined to take advantage of you.
How can a Greenwood Auto Accident Attorney Help You?
Once you retain a Greenwood auto accident attorney, he can communicate with the insurance company to appeal your claim. Hopefully, once the insurance company learns that you have hired an attorney, they will take your claim seriously. The insurance company may just be missing information. They may need medical documentation to show your injuries. Regardless of the reason, however, your attorney will get to the bottom of your claim denial.
If the insurance company still refuses to pay your claim, your attorney will advise you to file a lawsuit against the other driver. He will fight to get you the compensation you deserve .
Contact a Greenwood Auto Accident Attorney Today
Once your attorney knows why your claim was denied, he can file an appeal. He will negotiate with the insurance adjuster to get your claim approved. They may be more willing to pay your claim if they know you have an attorney. If they know there is a real threat of legal action, they will take you more seriously.
If they refuse to pay your claim, your attorney will file suit against the insurance company and the insured. The other driver’s attorney will call the insurance company and find out why your claim has not been paid. They don’t want their client held personally responsible. They are going to try to get the insurance company to settle the claim so the case goes away.
Contact an experienced Greenwood auto accident attorney today for your free consultation. Your lawyer can review your case and answer any questions you may have. It is important that you protect your rights from day one.